Integrated payment        solution provider



+7 (499) 503 6976



Verifone is the leader in providing trusted, secure and innovative payment terminals, global payment as a service, and commerce enablement solutions that create more valuable experiences and rich interactions between consumers and merchants. The company's products and services include mobile, countertop and self-service payment devices, software, and web-based gateways.
VeriFone’s system solutions are able to process a wide range of payment types including signature and PIN-based debit cards, credit cards, contactless / radio frequency identification, or RFID, cards, smart cards, pre-paid gift and other stored-value cards, electronic bill payment, check authorization and conversion, signature capture and electronic benefits transfer, or EBT. VeriFone’s proprietary architecture was the first to enable multiple value-added applications, such as gift card and loyalty card programs, healthcare insurance eligibility and time and attendance tracking, to reside on the same system without requiring recertification upon the addition of new applications.
PAX Technology Ltd
PAX Technology Limited (“PAX”) is founded in 2001, PAX is an innovative global provider of electronic payment solutions offering world-class, cost effective and superior quality payment solutions. Our comprehensive portfolio of PCI and EMV compliant electronic fund transfer point-of-sale (EFT-POS) terminals include various models within each of the key segments of Countertop, Mobile and Wireless, Multilane Retail and Contactless / NFC.
PAX has consistently been the top ranking supplier of POS terminal solutions to acquiring banks in China, while evolving in the last couple of years into a major global player, winning substantial market share in international markets with innovative products that are fully compliant with international standards. Building on its service excellence and proven leadership position in Asia, PAX is considered one of the fastest growing payment solution providers with world-class manufacturing and RD capabilities and a growing sales and channel partner network across the globe.
SFOUR has been in the self-service systems market for over 10 years. We develop, manufacture and introduce comprehensive solutions on the basis of self-checkout terminals.

To date, we have a team of highly skilled designers and engineers who provide a full cycle of product development and production.

SFOUR key principles

  • Partnership
  • Specialization
  • High quality

The company develop self-service solutions for various business sectors.

INPAS Company (Innovative Payment Solutions) is the leader and the largest suppliers of payment solutions for banks and retail. INPAS supplies POS-terminal equipment, software applications, including multivendor UNIPOS software, cards and mobile business applications, acquiring management systems and cash handling equipment. Solutions offered by INPAS are certified by international payment systems. The number of INPAS clients amounts to over 500 companies both in Russia and abroad, including banks, processing and IT companies, state and government structures, retail, transport, petrol, and other commercial companies. INPAS offices are located in Moscow, Kiev, Tbilisi, Almaty and Budapest. The company was founded in 1995 and it is a part of a large IT-holding ITG (INLINE Technologies Group), which is the 5th in rating of CNews Analitycs 2012 among the suppliers of IT solutions for banks in the Russian market.
GRG Banking
GRG Banking (GRG) is a leading provider of currency recognition and cash procession solutions. From the very beginning, GRG has been specializing in ATM manufacturing and is now well-known as a solution provider with innovative financial self-service products, software and services.
Headquartered in Guangzhou, GRG is the no.1 ATM supplier in China and top 3 in the world. GRG’s products and solutions are widely used over 80 countries and regions worldwide with over 240,000 machines installed. GRG’s comprehensive solutions have been widely used in Finance, Telecom, CIT and Retail sectors. GRG has set up branch offices or subsidiaries in different areas, including USA, Germany, Singapore, Russia, Turkey, Iran, Ecuador, Vietnam, etc. Over 20,000 GRG employees throughout the world are working together with our global partners in different countries to provide the best service.
To respond to various individual requirements from both customers and the market, GRG dedicates to continuous technology innovation, reliable performance and professional services to differentiate clients as the trend makers. The product and services portfolio of GRG covers financial self-service terminals, sorting solutions, cash and check processing modules, software solutions together with technical support and services.
PaymentComponents Ltd is a catalyst, empowering FinTech Innovation in Financial Institutions, Corporates and FinTechs. It’s a unique amalgam, bonding deep Financial Services understanding, expertise in developing mission critical Financial systems and the latest trends in FinTech innovation.
Its field proven, award winning, aplonAPI™ API Framework, provides a complete, PSD2 compliant, solution for Banks & Financial Institutions, to actively participate in the FinTech (R)evolution. It empowers Open Banking initiatives & fosters true collaboration with the rapidly growing FinTech community.
Through treasury management systems, automated payments & reconciliation solutions, the company provides a hassle-free path to FinTech benefits, for Corporates. Via software components, support and know-how, it enables Rapid & Agile development of SWIFT & SEPA compliant FinTech applications worldwide.

International payment systems

Visa is a global payments technology company that connects consumers, businesses and financial institutions around the world with products and services that make payments more convenient and more secure. Visa helps millions of cardholders across the world better manage their finances by enabling them to pay ahead with a prepaid card, to pay now with a debit card or to pay later with a credit card. We offer customers peace of mind in knowing they can use their cards with convenience, security and ease, virtually anywhere in the world, at any time.
MasterCard Worldwide
MasterCard is a global payments and technology company. It operates the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. MasterCard’s products and solutions make everyday commerce activities - such as shopping, traveling, running a business and managing finances - easier, more secure and more efficient for everyone.
American Express Company
American Express is a global services company, providing customers with access to products, insights and experiences that enrich lives and build business success. American Express Company, also known as AmEx, is an American multinational financial services corporation headquartered in Three World Financial Center, Manhattan, New York City, New York, United States. Founded in 1850, it is one of the 30 components of the Dow Jones Industrial Average. The company is best known for its credit card, charge card, and traveler’s cheque businesses.
China UnionPay
Established in March 2002, UnionPay is a bankcard association established under the approval of the State Council and the People’s Bank of China. At present, the Shanghai-headquartered UnionPay has about 400 domestic and overseas associate members. UnionPay has become the central and pivotal part of China’s bankcard industry, and plays an essential role in the industry development. As the bankcard association in China, UnionPay operates an inter-bank transaction settlement system through which the connection and switch between banking systems and the inter-bank, cross-region and cross-border usages of bankcards issued by associate banks could be realized.

Suppliers of Hosting Solutions

Compass Plus
Compass Plus is a mid-size high-tech company holding three complementary business competences within its scope: OLTP software development for retail banking systems and electronic payments, a processing operation (Processing Centre certified with VISA and MasterCard Europe) and EFT-related business and technology consulting. The company was established in 1989 as a successor to a large R&D institute dating back to 1956, first as an industrial automation center and then as a general information technology research laboratory.
Historically, a core competence of Compass Plus lies in the development and implementation of object-oriented technologies and tools for building, debugging and maintaining large-scale automated systems. Leveraging this expertise today, Compass Plus is committed to providing refined state-of-the-art products and flexible business solutions that drive all-scale multi-component EFT systems employed in the financial and retail industries, mobile and electronic commerce, interactive self-service business and in other trade areas that engage in electronic payments. In-house developed superior EFT product family - TranzWare™ - incorporates a comprehensive range of integrated customisable products and is fit to suit an array of customer needs. TranzWare™ solutions are capable of reducing clients' total cost of ownership, improving ROI, increasing efficiency and delivering great benefits to end customers.
IFS Payment Services
IFS Payment Services company was founded by group of experienced specialists who build a number of interbank card transaction processing centers, among them CardCenter (1st MasterCard processing center in Russia), Slavyansky Bank processing center (owners of DinersClub franchise), Gazprombank processing center. Today company sells, supports and have exclusive rights on the Russian Federation territory and CIS countries (except Ukraine) for the TechNique Plus II host transaction processing product. Companies major clients are financial institutes, banks and independent processors. Our key clients are: Devon-Credit Bank, Bank of Credit and Savings, National Reserve Bank, Ekoprombank, Texnikabank and independant payment systems ContinentCard and RGUTIS.
IFS Payment Services services include banking system integration, from scratch of card processing and personalization centers, terminal and acquiring network building and integration. IFS is the only company on market who propose full outsourcing model for banking in-house card processing support. Now company fully outsource all technical activity for «ContinentCard» payment system and partially for Texnikabank.
OpenWay Group
OpenWay Group is an international software company founded in 1995 to develop WAY4, an innovative, flexible, streamlined payment processing framework. WAY4 is a proven foundation for a wide range of software solutions, including WAY4 Switch, WAY4 Card and Merchant Management, WAY4 Smart Card Personalisation, WAY4 Consumer Loans, WAY4 Behaviour Loyalty and other payment solutions. Today, OpenWay’s success is proven by more than 90 banks, payment service providers, telcos and governmental agencies in the Europe, North America, the Middle East and Asia/Pacific. Built on Oracle / UNIX clusters, WAY4 has been proven to process more than 3,000 business transactions per second. WAY4-based solutions are certified by MasterCard, VISA, AMEX, Diners Club, JCB, and CUP.
Tieto is an IT service company providing IT, RD and consulting services. With approximately 16 000 experts, it is among the leading IT service companies in Northern Europe and the global leader in selected segments. Tieto specializes in areas where it has the deepest understanding of its customers' businesses and needs. The superior customer centricity and Nordic expertise set Tieto apart from its competitors. Tieto is the new brand name as of 1 December 2008. The official registered name of the company is TietoEnator Corporation.
Banking Production Centre (BPC)
Founded in 1995 as Banking Production Centre, today BPC is the recognized provider of e-payment solutions for the global financial industry. The company is a part of the BPC Group, which, with its interests in Financial Services, Energy and Chemicals, delivers cutting-edge technology solutions and best international practices to the rapidly growing industries.
Our key offering to financial institutions is based on the SmartVista Suite, an industry acclaimed set of software products, catering for every aspect of business related to transaction processing and card management. With a dedicated team of professionals, we work with the largest and most progressive financial institutions, developing and deploying SmartVista based solutions, which address their specific business requirements.
Today BPC has a strong global reach with a sales, marketing and support presence in branches and subsidiaries operating throughout Europe, in Asia Pacific and the Middle East. In addition we are represented through corporate business partners in different regions and have strong alliance relationships with industry leaders.
First Data
First Data is a leading provider of electronic commerce and payment processing services to financial institutions, governments and merchants in more than 50 markets around the world.

First Data offers a broad range of payment solutions tailored to regional and local market requirements, including:

  • Issuing and consumer finance processing
  • Acquiring processing and switching
  • Merchant acquiring
  • ATM and POS management
  • Value-added services such as risk and fraud management
  • Contact centre, back office and output services
Global Payments
Global Payments Inc. is a payment processing company based in Atlanta, Georgia. Global Payments functions as an electronic payment processor to merchants, independent sales organizations, financial institutions, government agencies and multinational corporations in the United States, Canada, Latin America, the United Kingdom, Europe and Asia-Pacific.
TSYS' headquarters are located in Columbus, Georgia, U.S.A. with local offices spread across the Americas, EMEA and Asia–Pacific. TSYS provides services to more than half of the top-20 global banks.

In a bygone era, general store merchants greeted their customers by name and spent a minute or two in conversation before processing the transaction, which was a simple exchange of merchandise for cash. As customers selected their products, the merchants learned their preferences – both benefiting from the relationship.

TSYS' headquarters are located in Columbus, Georgia, U.S.A. with local offices spread across the Americas, EMEA and Asia–Pacific. TSYS provides services to more than half of the top-20 global banks.
In a bygone era, general store merchants greeted their customers by name and spent a minute or two in conversation before processing the transaction, which was a simple exchange of merchandise for cash. As customers selected their products, the merchants learned their preferences – both benefiting from the relationship.
Welcome Real Time
Welcome Real Time is part of the Collinson Group, a global company shaping and influencing customer behaviour to drive revenue and add value for their clients. Through a range of innovative banking and payment based solutions, Welcome Real Time helps organisations run real-time loyalty and marketing programmes leading to improved customer satisfaction, retention and profitability.
Welcome Real Time adapts to the needs of its clients through the richness, flexibility and scalability of its solutions, the variety of business models and the expertise of its teams. Since 1996 Welcome Real Time has developed and implemented its unique and award winning loyalty solutions for the banking and payment industry across the 5 continents, for over 20 clients reaching over 100 million customers and over 1 million merchants.
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